Personal Wealth Management LLC
8 The Green, Suite B, Dover, DE 19901
Website: FasterMoneyMethods.com
Tel: (302) 315-4901 | Email: PersonalWealthProgram@proton.me

1. PARTIES

This Membership and Consulting Agreement (“Agreement”) is entered into on this __
____ day of ______, 2025, by and between:

• Personal Wealth Management LLC (“Company”), a Delaware limited liability company, and the undersigned individual (“Member”).
• Any successors, assigns, or legal representatives of the Member or the Company, to the extent permitted under this Agreement. Personal Wealth Management LLC has strategic 3rd party resources along with our own and will guide member in applying and obtaining funding using an EIN company.
  While no one but a direct lender can guarantee funding, if member follows the process promptly and
  diligently more funding can be obtained using our contacts than with any other program.
  Member will forward any documents to our 3rd party resource as needed.
  The goal of obtaining business funding is to rely less on your social security number and use the
  company’s credit although creating a higher fico score can generate substantially more credit. The
  goal should be to use these funds to invest in income producing assets that make money without your
  direct efforts.
  Personal Wealth Management LLC currently has these opportunities which can allow any smart use
  of credit and funding, to give the member financial freedom in weeks instead of decades. With high
  profit investments the loans can be paid off along with the party’s success fees and can also create enough profits to replace a job depending on how member invests. Success fees are 20% of all credit and funding received due within 24 hours of receiving credit.
  Personal Wealth Management LLC is not a licensed broker, investment advisor, or securities analyst,
  we merely offer a profits program where profits are generated from multiple venues which have proven to be very profitable for all involved. Only a lender can guarantee loan terms or rates offered and rates vary depending on over 100 factors,
  although some offers like credit cards may have 0% interest rates for 12-18 months.
  Member understands that while the processors do 95% of the effort, the member participates in the
  steps to complete this process, completing documents and agreements, speaking to lenders, or other
  requests needed to complete the funding process.
  We have developed with our resources several solutions to obtaining corporate funding (LLC,
  Corporation), of which the following are available: Business Funding 1.0: If you have an aged corporation over 2 years old, you can purchase 3 rd party financial tradelines which will post to a D&B Paydex score for 7% cost of the tradelines. Every $50,000 desired will cost: $3500. Up to $300,000 is available. These tradelines which are transferred to your company can take from 2 weeks to 6 weeks to post under normal circumstances depending on when they are posted. This funding can be loans, lines of credit, or credit cards depending on how much funding is desired. Multiple lenders are used to maximize funding or credit. Cost: $_________
  Business Funding 2.0: If you want a startup company or need one to obtain funding, our 3rd party
  resource can obtain from $5000 up to $500,000 if member has good Fico scores. While every single
  file varies with the amount of funding, usually at least a 700 Fico score will generate reasonable
  funding or multiple credit cards. Our resource has tradelines they can add to a business score or a
  Fico score (all 3 bureaus) to increase credit scores to qualify for funding. These tradelines or removal
  of negative credit file items can be paid for after funding. Tradeline costs can range from $400 to $800,
  a credit sweep can usually cost around $1500.00 but can be reduced if Fico meet minimum
  requirements. Cost: $______
  Business Funding 3.0: If you wish to build out a new or existing company for long term wealth
  creation and credit up to $50,000 in a few weeks, up to several million over several months after initial
  credit lines are generated and if you wish to build out a company using tradelines and D&B. This
  requires the costs to add tradelines monthly, using the credit obtained to build a credit history. You are
  building a credit ready entity with this comprehensive corporation set up for funding service. If you
  need to have negative items on your Fico reports, there is an attorney / credit sweep that can be
  performed from $500 to $1500 extra if you wish to speed up the program.
• WHAT’S INCLUDED: Complete Dun & Bradstreet profile setup and optimization
• Nav.com account creation and configuration
  • Strategic tradeline acquisition to establish business
  credit history
•  Credit bureau reporting setup (TransUnion, Equifax, Experian) Business  credit profile optimization
• Initial PAYDEX score development foundation
•  Funding readiness assessment and guidance

  BENEFITS: Establish legitimate business credit separate
  from personal credit

•  Position your corporation for future funding opportunities
• Professional business credit profile that lenders recognize
•  Foundation for building strong business credit relationships
•  Expert guidance through the entire set
• First Step: Dun & Bradstreet Account Setup Before we proceed with any other setup, we need to ensure each of your corporations has a properly established Dun & Bradstreet account. This is a critical
  foundation for building business credit and accessing funding opportunities. Our processor will
  coordinate the D&B account creation for each corporation to ensure proper business credit profile establishment.
  As we move forward with your corporation funding setup, we need to establish separate credit accounts for each corporation. Nav’s policy allows only one business account, so we’ll need to use different email
  addresses for each corporation if you wish more than one EIN company funded.
  A special company we partner with offers an excellent tradeline package at $49.99 per month that
  provides exceptional value: – 2 business tradelines – 1 personal tradeline Total of 3 tradelines per account
  is needed here. You will need 4 tradelines to get a paydex score of 80+ then you can qualify for a $25,000
  Sams Card which is converted to a VISA card & VISA card in 2-3 weeks to start so you can generate profits
  from our investments as well as create a passive income, and add valuable tradelines along the way. The
  initial cost for 4 tradelines is $749 & is not included in the upfront deposit of $1900. This process requires
  over 100 hours of work by experts to accomplish the 2 million in funding over several months.
  The most important thing is to ensure that everything is set up correctly from the beginning so that all
  records align when we pursue funding under their EIN. There are costs to sunder the EIN. While we can
  get you Ein funding without a fico score, 3rd party processor can get more fixing it for you, the faster we
  can expedite the process through business credit cards, loans, equipment financing, and auto loans from
  major banks, as well as store cards and business credit cards from financial institutions. We have
  attorneys who can file litigation to help clients obtain settlements and remove negative items from their
  credit reports. If clients follow the legal steps, they can get items blocked within four days before the attorney freezes the accounts during funding processes.
• 3rd Party processor will help establish a payment history for the company, which is necessary to improve
  your Paydex Score. This will allow you to get $25,000 to $75,000 in business credit card funding with EIN
  quickly. After this initial phase, 3rd party processor will build the credit over the span of several months by
  adding organic business tradelines and establishing relationships with FDIC-insured banks that will fund you under the EIN and not your personal credit scores.
  We aim to establish 14 to 17 organic trade lines, report financials to Dun & Bradstreet, and help you secure a minimum of 2 million in funding under the EIN over the months. While we can do 98% of the effort, you still have to participate with signed documents, calls, emails, etc. Expect to pay several hundred dollars, money that is always needed to secure a legitimate, professional credit worthy company in the fastest amount of time. Cost: $2500 to start. Can be split into 2 payments half down and balance in 2 weeks. Business Funding Choice: 1.0: 2.0: 3.0:
  Consultant Will arrange for payment via Zelle, Bank Wire, Crypto, Venmo, etc. Please add merchant fees.
  Member Print Name: Signature: Date:
  Date: Phone: Email:
  Personal Wealth Management LLC Authorized Signer: