- 800 242 4146
- PersonalWealthProgram@proton.me
Frequently Asked Questions (FAQ)
Are you a lender?
No. We are not a lender and do not provide loans. We provide independent consulting, education, and funding
preparation services. All loan approvals and terms are determined solely by the lender.
Are you affiliated with the SBA?
No. We are not affiliated with, endorsed by, or acting on behalf of the U.S. Small Business Administration (SBA).
How much funding can I apply for?
SBA microloans are generally available up to $50,000. Final loan amounts depend on lender criteria, business
needs, and underwriting decisions.
How long does the SBA microloan process take?
Timelines vary by lender, documentation readiness, and underwriting requirements. In many cases, funding
decisions may occur within approximately 2–3 weeks once a complete and accurate application package has been
submitted. Some applications may take longer depending on lender review and program requirements.
Timeframes are estimates only and are not guaranteed
Can startups apply for SBA microloans?
Yes. Many SBA microloan intermediaries work with startups and newer businesses, subject to eligibility and
documentation requirements.
Can I apply as a sole proprietor?
Some SBA microloan intermediaries allow applications to be prepared as a sole proprietorship without requiring
an LLC or corporation. Requirements vary by lender.
Is approval guaranteed?
No. Loan approval is never guaranteed and is determined solely by the lender.
What is included in the 30-40-page business plan?
The business plan includes an executive summary, market analysis, SWOT analysis, marketing and sales strategy,
operations plan, management overview, financial projections, repayment strategy, and lender summary.
What does the membership include?
Membership includes access to over 1,000 financial and business education courses, tools, funding preparation
education, and ongoing help, support, & guidance including access to strategic high profit (subject to your
ambitions) income opportunities unknown to the general public.
What are your fees?
The standard VIP membership fee is $997. Where permitted by law, we may charge a success-based consulting fee
of up to 10% of funds obtained. All fees are disclosed in advance. This includes the $1500 SBA consulting process
with a 30–40-page business plan, financials, executive summary, & 15 other criteria.
In addition, there are large discounts for our members including access to high investment resources, contacts, &
mentors.
We offer the 1-week credit deletion process and up to 5 primary tradelines to raise scores up to about 800 on each
bureau. This process uses an unknown 2022 law with our non-profit partners who have mastered the process.
Value is: $3500 & is offered with this program for only $997 as an additional VIP member.
How should loan funds be used?
Loan proceeds must be used only in accordance with lender requirements, SBA guidelines, and applicable laws.
Optional programs do not affect loan approval. We have already created several great business models as a small
business marketing consultant which is approved by lenders.
Is there an income or business opportunity?
An optional Money Broker & Financial Mentor opportunity is available. Participation is voluntary and not required
for funding services. No income or earnings are guaranteed.
Does participating in the Money Broker program affect loan approval?
No. Participation in any optional opportunity does not influence loan approval or funding decisions.
Is advanced training required?
No. Any advanced training or mentorship programs are optional and do not guarantee income or funding
outcomes.
Who makes the final funding decision?
All funding decisions are made solely by the lender, not by us.