- 800 242 4146
- PersonalWealthProgram@proton.me
Amazing HELOC program for Business Owners!
1 day to find out if you qualify
Low as 650 FICO
No appraisal cost to you at all!
Cash in your account in as little as 5 days!
Fixed 10/20/30 Home Equity Lines of Credit!
Features 1 Owner occupied, or unoccupied residential, and multifamily properties allowed 2. Business gross & personal income (annual, via personal and/or business bank deposits can be used 3. UP to $750k 4. No impact to credit to qualify 5. Rates from 6%-11%* 6. Stated income options
| Guidelines* 1st position 85%-90% LTV 650 credit minimum 2nd position 80%-85% LTV 680 credit minimum 3rd position 70%-75% LTV 700 credit minimum Not in every state and certain states have different state regulations. |
*Stated income allowed, verified via linked bank account (connect all bank accounts through Plaid to capture all income) Note: must have a score of 680 or higher in order for business bank statements to be utilized for income. Otherwise, if personal income can be proven through the personal bank account only a 650 Experian score is needed.
Ownership: Must be individually/jointly owned (no LLC or revocable trust ownership) (Irrevocable and other trusts should be ok) Occupancy: Owner and non-owner-occupied properties eligible Property
Types: Modular or site-built homes only (no manufactured homes) – multi-family units and condos should work too. Location:
Now available in CA!

To qualify only send:
- Name
- Date of Birth
- Property Address
- Income
- Value of home/dept balance on home if applicable.
That is all we need to qualify
Contact or send info to:
John Wiederholt
P: 952-381-5030