ELIGIBILITY: The Company reserves the right to select participants based on character and alignment with its mission to benefit society, specifically disadvantaged children. We work with patient, kind, & responsible partners who want to create a better financial future for themselves while benefiting society. Members agree to follow through on any requirements, documents, follow up contacts with processors, traders, and the Company. Failure to do so may prompt the removal of the Member from the program. Once Member has access to our materials no refund can be given.

Membership Access:

1. Access to over $500,000 in financial educational video courses, materials, over 1000 financial video courses, materials, & hundreds of other incomes, business opportunity & profit programs including help, support, & guidance along the way in our members only area.
2. $1500 Value done for you credit enhancement program included with membership. Our credit removal of negative program can take as little as 30 days in many cases. This is included with our credit restoration program. $1000 value, free with VIP Membership. We have lawyer assisted slightly faster negative removals. $2000 value only $497.
3. A simple program to raise Fico scores up to 200 or more FICO points for each bureau. We don’t just remove all negatives; we inexpensively can add legal high value credit accounts to your report for nominal cost. We include a valuable $1000 bank trading line, although all primary trading lines have a small monthly payment due.
4. The SBA Micro loan program with our strategic contact. Easy qualifying with minimum qualification of 525 Fico scores with up to $50,000. With higher credit or income, we can get SBA funding in 2 weeks or up to $750,000 with income. This is normally $997 for pre-approved business plan, application documents, & other help needed to receive funding. For members this is reduced to $497.
5. Access to strategic Personal Fico funding programs from $5,000 up to $200,000 for personal funding. Over 8 lending programs with lines of credit, credit cards with 0% interest, saving thousands of dollars a year.  Free software credit analysis with our lending software for maximum funding. Lender software evaluation: No Cost upfront.   Success fees are 8%-20% depending on the partners we use.

6. Company corporate buildout program with access to up to $50,000 in credit in 4 weeks and up to 2 million over 3-6 months. Our partner is building for you a company with over a dozen credit lines and up to 2 million in funding as we move forward. This program is $4500 but only $2500 with Membership. Small costs for tradelines and normal corporate setup expenses are needed in some cases if you do not have a company. Success fees are 15% of all funding due as funding is received within 24 hours.
7. We have funding where our partner can add seasoned tradelines to a D&B report we create for you if you have at least a 2-year-old corporation or more. Guaranteed funding of $50,000 up to $300,000 per corporation in 3-6 weeks. This requires at least 700 Fico scores on all three bureaus. Free evaluation. If approved the cost is 7% of all funding and 8% success fees due after funding on all loans, credit cards, or lines of credit.
8. Free 10,5000 worth of Gift Certificates for vacation travel & $500 worth of restaurant discounts. This can save thousands a year on travel, entertainment, or food costs.
9. Referral funding opportunity. Refer clients to our funding programs and earn 2% of all funding & $100 for every referral who signs up with our membership & gets funding. The $50,000 SBA funding pays $1000 commission per referral.
10. Turnkey business broker opportunity. We allow you access to over $100 Million in Complimentary Gift Certificates for restaurant dinners, vacations, travel, hotels, hard goods, etc. then also show you how to monetize these as a business opportunity with virtually none of your direct efforts with sales to small business owners who use these to generate more customers, upsell, referral bonus, or customer appreciation among other uses. . Users only pay for taxes and in some cases a refundable deposit to reserve a room. These can be printed out as a physical asset. Complete training, materials, and blueprints are included and $5000 website for only $997 additional. $5000 profits per referral client.
11. Access to income generating programs, income opportunities, or investments as a limited partnership/profit sharing with us or just use our resources to contact the companies individually,  when available & by invitation only. We are not licensed brokers or investment advisors. We merely invest in these opportunities ourselves. Members understand that all shared resources are managed transparently and no financial guarantees are made.   Members agree that Personal Wealth Management LLC  its administrators, and associated traders are not licensed financial advisors or fiduciaries unless stated in writing.   By joining the platform, members acknowledge and accept the risks involved in shared learning and financial experimentation.